Assured Hearts - Cancellation & Refund Policy

Effective Date: January 2, 2026
Last Updated: January 11, 2026
Company: Assured Hearts Inc.

1. Definitions

For the purposes of this Policy: "Platform" means the Assured Hearts website, applications, and related services. "User" means any individual or entity that accesses or uses the Platform. "Family" means a User who books or seeks childcare services through the Platform. "Caregiver" means a User who offers or provides childcare services through the Platform. "Care Services" means childcare services arranged between a Family and a Caregiver. "Booking" means a confirmed childcare service arrangement accepted by a Caregiver and paid for through the Platform.

2. Platform Role

Assured Hearts is an online marketplace that facilitates bookings and payments between Families and independent Caregivers. Assured Hearts does not provide childcare services and is not the Caregiver.

3. Booking Confirmation

A booking is confirmed once a Caregiver accepts the request and payment is successfully processed through the Platform.

4. Family Cancellations

Families may cancel a booking through the Platform.

5. No-Shows

If a Family fails to attend or is unavailable at the scheduled start time without cancelling, the booking is treated as a no-show and no refund will be issued.

6. Caregiver Cancellations

If a Caregiver cancels a confirmed booking, the Family will receive a full refund, including Platform service fees. Repeated cancellations may result in reduced visibility, loss of vetted status, or removal from the Platform.

7. Service Issues and Disputes

Families must report service issues within 24 hours of the scheduled service end time. Assured Hearts may review disputes and determine appropriate refunds at its reasonable discretion.

8. Platform Service Fees

Platform service fees cover marketplace operations and payment processing and are non-refundable except where a Caregiver cancels or where required by law.

9. Refund Method and Timing

Approved refunds are issued to the original payment method and may take 5-10 business days to process.

10. Changes to This Policy

The version of this Policy in effect at the time of booking applies to that booking.

11. Governing Law

This Policy is governed by the laws of the Province of Saskatchewan and applicable federal laws of Canada.

Contact

Questions may be directed to policy@assuredhearts.com